PCM Services

We are committed to:

	Being available to answer your questions.
	Responding promptly to changes in your personal situation and investment needs.
	Providing you with regular information on our views of the financial market and your investments.
	Timely, informative quarterly statements that clearly show investment progress.
	Maintaining honest, open client relationships that put your interests first.

PCM Services Encompass:

1.	Developing the right asset allocation and risk level for your portfolio, based on your investment needs.
2.	Selecting investments that we feel offer the greatest long-term potential for solid performance that fit your portfolio’s asset allocation.
3.	Continually monitoring and adjusting your portfolio to adhere to the agreed asset allocation and to minimize the risk of over-exposure to certain asset classes.
4.	Maintaining an on-going review of selected funds and the universe of funds that can be purchased commission-free to:
	-	Determine when a fund no longer meets our criteria and should be replaced in your portfolio,
	-	Assure high caliber investment options for new monies and allocations.
5.	Monitoring tax implications of distributions and recommending portfolio changes when needed for tax efficiency.
6.	Keeping you informed of the performance of your portfolio and, through frequent reviews and personal availability, assuring your portfolio continues to match your investment needs.