Our Services

In today's complex world of investment opportunity, even the most knowledgeable investor can find it challenging to develop and maintain a prudent financial plan.  We are committed to providing sound and objective advice as we help you achieve your long-term goals for growth and prosperity.

Who We Serve
PCM is somewhat selective in the clients with whom we work.  This is because we can only meet the needs of a limited number of people and we are committed to our investment process.  We’ve spent over 15 years fine tuning our proprietary investment process which has delivered attractive results.  For this reason, we are most interested in working with clients that desire us to employ our strategy for them.  While we remain committed to our investment process, we do implement customized investment solutions for each client.  This high level of customization limits our capacity to take on new clients.  We are focused on finding the people that we think we can help the most.  Our clients often include Executives, Business Owners, Doctors, Lawyers, Accountants, Investment Professionals, Bankers, Writers, Artists, Individuals, Families and Retirees. 

Understanding Your Situation
At PCM we start every relationship by gaining an understanding of your unique situation.  This usually includes a discussion of your financial position, current assets, investing experience and risk tolerance.  In addition, we offer Financial Planning which can help you understand how much money you need for retirement, when you can retire and what your lifestyle may look like during retirement.

Investment Management
Our Investment Management process is a cycle that starts with Asset Allocation, proceeds to Investment Selection, Monitoring and Rebalancing, and repeats after Communication and Adjustments.

We will first help you establish an Asset Allocation that is appropriate for your risk tolerance and financial situation.  Asset Allocation decisions play an important role in the risk/return profile of your portfolio and are the foundation of any investment plan.  While your Asset Allocation is made with long term objectives in mind, you have the flexibility to change it at any time.

Next, the Investment Committee at PCM will leverage its proprietary quantitative investment model and in-depth qualitative research to make discretionary investments with what we believe are going to be the leading managers in each asset class.  A detailed discussion of our investment process can be found under the Investment Process page on this website.

We also provide ongoing supervision of your investment portfolio.  This includes continuous evaluation of investments, monitoring account drift from target asset allocation and tax efficient rebalancing.  We adhere to our sell discipline and actively monitor much of the investible No-Load mutual fund universe for new investment opportunities.  We will make the changes in your portfolio that we believe are necessary to keep you on track.

PCM will provide you with quarterly statements and market commentary.  You can expect a phone call from us each quarter with an update on your progress and we are always available for meetings.  In addition, you will receive quarterly statements from your custodian and you can access your accounts online at any time.

When you have questions or ideas to explore, we are here to listen and respond.  As changes occur in your life, we are here to help ensure they are reflected in your investment portfolio.